Source: SCDF

54 fires involving PMDS and power-assisted bicycles reported in first half of 2019 was the headline reported by Channel New Asia (CNA) on the 26th of July 2019 …

Source: SCDF

Above are the statistics for 2018 extracted from the SCDF website which shows total Fire Calls have increased year on year, of which 2,411 (62.1%) are fire calls for Residential Premises in Singapore.

If you have an outstanding mortgage loan with HDB or any financial institution, you are required to buy fire insurance. However, the cover is very basic as the insured value is limited to either the outstanding loan amount or the cost of reinstating the building structure. This basic cover benefits financial institutions by protecting their loans to home owners but does not cover the belongings and contents of the homeowner. Therefore, a separate policy is needed for the building, as do your renovations and contents (e.g., furniture, household appliances and personal effects).

Did you know that AIG has home insurance policies that cover your hard earned home and belongings in the case of such accidents?

Besides taking up proper insurance coverage for your home and contents, prevention and early warnings can help tremendously:

  • Have easily accessible fire extinguishers placed around your home.
  • Install a Home Fire Alarm Device.
Home Fire Alarm Device (HFAD)
A HFAD is an automatic smoke or heat detector which provides early warning of a fire by sounding an alarm to alert the occupants. A smoke detector is more effective in providing early warning of fire compared to a heat detector. It is therefore recommended for the primary protection of homes.
The installation of HFAD(s) is mandatory for new residential premises, as well as existing residential premises carrying out fire safety works, with plans submitted by Qualified Persons to SCDF (or to any other government agencies e.g. BCA, HDB) on or after 1 June 2018.
It is not mandatory to install the HFAD(s) for existing residential premises not carrying out fire safety works. Nonetheless, existing homeowners are strongly encouraged to install HFAD(s) for their own safety.
SCDF recommends the use of HFADs that operate on a built-in battery that has a 10-year life span. Based on market rates, such HFADs cost around $50 to $80 each, excluding installation costs.
“The number of reported fires involving power-assisted bicycles (PAB) and personal mobility devices (PMDs) has more than doubled in the first half of 2019, compared to the same period last year.
The Singapore Civil Defence Force (SCDF) said in a Facebook post on Friday (Jul 26) that there were a total of 54 reported fires involving such mobility devices from January to June this year.
That is more than double compared to the same period last year, when there were 24 such reported fires.
“The number of such fires in residential premises in the first half of 2019 increased to 36, with 31 people injured, from 23 fires in the same period in 2018 where 11 people were injured,” SCDF added.”
“A fire broke out in an Ang Mo Kio flat on Monday afternoon (Jul 22), causing about 60 people to be evacuated, said the SCDF. 
SCDF said it was alerted to the incident at Block 224 Ang Mo Kio Avenue 1 at about 3.05pm. The fire, which had erupted from a flat on the fourth floor of the Housing Board block, was raging when firefighters arrived. 
“Upon SCDF’s arrival, the fire was raging and involved the contents of the entire unit. The fire was extinguished with one water jet,” SCDF said in a Facebook post.
Ms Nuraidah Mustafa, a resident of the area, told CNA she could smell the scent of burning plastic from her flat despite living a few blocks away. 
Two SCDF fire engines were at the scene to tackle the blaze, which was emitting plumes of black smoke, she added.
SCDF said it rescued four people, including three children, from the neighbouring unit while police and SCDF personnel evacuated about 60 people from the affected blocks.”

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