Home Coverage for Every Need
Everyone needs different things from their insurance.
When you buy a flat, you are investing in your family’s future. Let AIG help you protect your largest asset with AIG’s Enhanced Public Housing Contents Insurance (EPHCI) or Public Housing Protection Plan (PHPP) plans. These plans build on your HDB Fire Insurance, adding coverage for your renovated items, furniture, valuables, and even personal liability for you and your immediate family.
The cost of repairing your home and replacing the contents within your home can be substantial. AIG has paid claims as large as S$95,000 for damage caused by an electrical fire. With its affordable premiums, AIG’s home insurance is a sensible way to safeguard your most valuable asset.
AIG’s home insurance plans cover:
- Renovated items, fixtures and fittings
- Furniture, personal effects and valuables
- Temporary accommodation
- Personal accident
- Personal liability
Comprehensive coverage for your biggest investment.
In general, basic HDB fire insurance covers only your unit’s building structure; in the original state it was built, but not your home contents. Home insurance not only covers the building, but also the contents within your home – your household contents, valuables and renovated items – against insured perils such as fire, burst water pipes and break-ins.
Cover for personal liability against third parties.
If a fire breaks out in your home and spreads to your neighbor(s) home, you are legally required to pay for the damage caused to your neighbor(s) home as well. Comprehensive home insurance can alleviate your financial stress as it builds on your basic HDB fire insurance and covers you and your immediate family’s legal obligation towards your neighbor(s).
Private Home Owners
Your home is much more than just four walls and a ceiling. If you have a mortgage on your property, you probably already have fire insurance. In general, basic fire insurance covers your property’s physical structure. It usually does not cover the things that make it your home – your belongings, valuables and any improvements you might have made.
A home insurance plan helps to protect not only the structure but also the contents of your home, against unexpected events like a flood, fire or theft.
With its affordable premiums, AIG’s home insurance is a sensible way to safeguard your biggest asset.
AIG’s home insurance plans include cover for:
- Building, renovated items, fixtures and fittings
- Contents, furniture and clothing
- Personal belongings and valuables
- Worldwide personal effects and identity fraud
- Personal and tenant liability
Home Contents Coverage
Protect the contents within your home.
No matter what type of home you live in, you want to know your belongings are protected. If you rent your home or are a homeowner who already has building cover, AIG’s Homes Complete is an affordable choice to safeguard the contents of your home, with added cover for identity theft.
*Please note AIG Hong Kong and AIG Singapore policy coverage / policy wordings might differ especially with respect to the mobile phone coverage.